Cannabis Cultivation Financing

Act Now and Benefit from an 85% Approval Rate for Your Funding Needs!

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Fueling The Top Cannabis Cultivators

Discover tailored solutions for cannabis cultivation financing with Upwise Capital. Overcome the financial hurdles and unlock the growth potential of your cannabis facility.

WHY UPWISE FOR CANNABIS CULTIVATORS

Customized financing options designed specifically for grow facilties

Expertise in navigating the complex financial landscape of the cannabis industry

Access to capital for construction, real estate, cash-out refi, equipment & more.

Partner with a trusted financial provider experienced in supporting cannabis entrepreneurs

Leader in Cannabis Cultivation Financing

Upwise Capital is a leading provider of flexible financing solutions for cannabis cultivators across the United States. We understand the unique challenges and opportunities in the rapidly evolving cannabis industry, and our team of experienced professionals is dedicated to helping cultivators secure the capital they need to grow their operations. Whether you’re launching a new cultivation facility or expanding an existing one, Upwise Capital offers tailored financing options to support your business goals and fuel your success in this dynamic market.

How can I use my cultivation loan?

cannnabis cultivation facility financing

Facility Construction & Expansion

Financing for new facility construction

Funding for facility renovations and upgrades

Purchasing land or buildings for cultivation operations

Covering costs of architectural designs and permitting

Cutting-Edge Cultivation Equipment & Technology

Cannabis cultivators seeking to stay competitive and maximize their yields can utilize financing from Upwise Capital to invest in cutting-edge equipment and technology. Our financing solutions enable you to acquire state-of-the-art cultivation equipment, such as advanced lighting systems, irrigation setups, and automated trimming machines. Additionally, you can implement sophisticated environmental control systems to maintain optimal growing conditions, ensuring consistent quality and potency.

Upwise Capital also provides funding for incorporating automation and robotics into your operations, streamlining processes and increasing efficiency. Furthermore, our financing can support the implementation of software and data analytics tools, allowing you to gather insights, optimize growth cycles, and make data-driven decisions for continuous improvement.

cannabis business financing
cannabis cultivation financing

Working Capital & Operational Expenses

Meeting payroll and staffing needs

Purchasing inventory and supplies

Covering utilities and maintenance costs

Funding marketing and branding initiatives

Cultivation Financing Requirements

Collateral

Valued over $250K

credit score

over 600+

Loan to Value (LTV)

Received 65% LTV

Existing Lien

None

* Note: These cannabis cultivation financing requirements are based on previous Upwise customers and is just an average.

Apply for Cannabis Cultivation Loans Today.

Stay ahead of the curve - get access today!

Get in touch now and harness the power of financing for your facility.

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Get Access to a Cannabis Cultivation Facility Financing with Upwise Capital

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Kwon Jason profile picture
Kwon Jason
1 month ago
Leo helped me from the beginning and to the end of this whole process. He helped me to feel at ease and is highly reliable. Thank you.
Trisha Smith profile picture
Trisha Smith
5 months ago
Working with Mike Kowal was truly an exceptional experience from start to finish. He was personable, highly responsive, and consistently communicative, taking the time to educate me throughout the entire process so I fully understood what was happening at every step.

What truly set Mike apart was his honesty. He reviewed multiple lender options with me in a fair, transparent way, walking me through the pros and cons of each and helping me understand every angle. He encouraged me to move forward only with what felt right for my business, never once making me feel pressured to choose him or Upwise. That level of professionalism is rare.

Mike also worked hard to build genuine personal rapport — something no other representative I spoke with did. He took the time to understand my business, explored different paths, and made sure I felt confident and comfortable throughout the decision-making process.

The follow-up from Mike and every member of his team has been above and beyond anything I’ve experienced with other lenders. Every interaction feels thoughtful, client-focused, supportive and most important- genuine. I’m incredibly grateful for the experience and would confidently recommend Mike to anyone looking for a knowledgeable, ethical, and truly client-first lending partner.
HMP Wholesale profile picture
HMP Wholesale
6 months ago
Convenient and aggressively priced rates - beats the market. Craig was great at speeding up the process and making it smooth.
brandon banks profile picture
brandon banks
6 months ago
I was able to secure a business loan in an industry that typically has a hard time getting approved. Craig and the team at Upwise made it happen from start to finish. Professional, responsive, and results-driven. A+ experience all around!
Upwise Capital and Daniel Joseph were great in helping me obtain financing and grow my janitorial business. Mr. Joseph is quick, efficient and professional. Funding was complete in just a few hours. Daniel is very detailed and easy to work with. He stuck with me from beginning to end. Thank you Upwise Capital and Daniel for helping to expand my business. I appreciate all your help.
The rates for loans are horrible, and if you disagree with them, they get angry and hang up on you lol. It is clear they are in business to get the best deal for themselves, not the customer. Leo Lamb, one of their funding managers comes across like a used car salesman. When I called them out for their shady practices, he got very aggravated.

Update: Leo contacted me, and after basically insulting me concerning their prior behavior, I decided to let them run my application. After being ghosted for the day, they finally came back and denied due to another loan my business was involved in. These people get their feelings hurt way to easy to be in this business. I would not recommend this company to anyone.
Stacy Aleixo profile picture
Stacy Aleixo
11 months ago
The process was very simple and fast! Craig is a pro and helped so much during what I thought would be a stressful transaction. As we know it’s so hard to receive funding for cannabis, or so I thought! I highly recommend Upwise Capital.
Jonathan F profile picture
Jonathan F
2 years ago
Timely efficient, def would work with again, made the processs easy
Hatchet's & More profile picture
Hatchet's & More
2 years ago
Absolutely great customer service. Jim is such a professional and was able to get us funding. Thanks Jim and Upwise Capital.
Nothing But Hemp profile picture
Nothing But Hemp
2 years ago
Donna Essner profile picture
Donna Essner
2 years ago
Craig went above and beyond to get this deal done! I would highly recommend UpWise Capital if you're looking for a broker to get investors onboard.
Merideth Cann profile picture
Merideth Cann
2 years ago
Leo provided a very quick turn around and is a pleasure to work with !
Alba De La Cruz profile picture
Alba De La Cruz
2 years ago
I worked with Leo. He is very attentive and professional.
Mohamed Khanafer profile picture
Mohamed Khanafer
3 years ago
Craig made himself available all the time, he was very attentive, professional and easy to work with. Highly recommend!
Tammy Sockwell profile picture
Tammy Sockwell
3 years ago
We worked with Leo for our line of credit. We are a trucking company an can be a challenge to secure financing. The process was smooth and fast funding. Our only complaint would be that Leo was a little impatience when it came to our decision making. We are very thankful for the funding and would do business with them again. Thanks,
Upwise
Sharon Johnson profile picture
Sharon Johnson
3 years ago
Leo got us a line of credit loan very quickly to help with expenses we incurred during our new business building purchase.
Mike Maffei profile picture
Mike Maffei
3 years ago
You are always hesitant when working with a finance firm to borrow money to grow your company But, I highly recommend Upwise Capital. Lou and Marc went out of their way to ensure everything was taken care of. Very professional in all steps taken to secure the financing I needed. I look forward to continuing the business relationship.
I rarely write reviews, but my experience with Leo was absolutely. Leo was patient, knowledgeable, and extremely responsive. During a hectic work week he continued to bare with me to be sure that i had all the information I was requesting. He got me the capital I needed within one day. I highly recommend this company!

Documents You'll Need to Apply

Driver’s License

Voided Business Check

Business Bank Statements (Last 4 Months)

Credit Score

You may also be requested to provide the following for larger dollar amounts over $100K:

Balance Sheet

Profit & Loss Statements

Business Tax Returns

Personal Tax Returns

cannabis facility construction financing

With Upwise Capital as your financing partner, cannabis cultivators can confidently pursue growth and seize opportunities in this rapidly evolving industry. Our team of experienced professionals understands the unique dynamics of the cannabis market, and we are committed to providing tailored financing solutions that align with your specific needs and goals. Whether you’re seeking to construct a state-of-the-art facility, invest in cutting-edge technology, or secure working capital for day-to-day operations, Upwise Capital has the expertise and resources to support your success. Partner with us and gain a competitive edge as you navigate the exciting world of cannabis cultivation.

Apply Today for Cannabis Cultivation Financing

Quick & easy application

Our simple 15-minute application gets you on your way to funding quickly. Most applicants receive a fast decision within hours of applying. Then just choose your loan terms and you could have funds deposited into your account as soon as 24 hours.

Ensure you make the wise choice

Every Upwise applicant gets a dedicated funding advisor who takes the time to understand your business and it's unique needs. We are here for your support throughout the entire funding process.

Access multiple financing options

Upwise has an extensive product suite and a network of 100+ lenders. This means you're more likely to find the best match for your funding needs.

cannabis loans