CANNABIS BUSINESS LOANS

Access the #1 Cannabis Loan Marketplace for Dispensaries Cultivators Manufacturers Brands Ancillary Distributors

With our simple one-page application, we’ve helped hundreds of cannabis operators like you get funding to grow their businesses.

Trusted by the top cannabis companies – since 2014, we understand cannabis value and have extensive knowledge of the industry.

You deserve options. Connect to cannabis loans today!

Secure E-Sign Application – Applying won’t impact your credit score

Fund Your Vision: Cannabis Business Loan Products

Explore our suite of flexible cannabis business loan products designed to provide the capital you need to expand, upgrade and outpace the competition.

Working Capital

Keep your operations running smoothly with an influx of cannabis working capital. This flexible funding allows you to cover payroll, inventory, taxes, and more.

Line of Credit

A cannabis line of credit gives you on-demand access to funding as you need it. Draw from your credit line to manage cash flow gaps and seize opportunities.

Term Loan

Capitalize on your big growth plans with a cannabis term loan. Get a lump sum of capital to acquire assets or fund major expenditures.

Equipment Financing

Afford the latest cultivation, extraction and processing equipment. Build out your operation with cannabis equipment financing solutions.

Real Estate Financing

Secure properties and facilities to grow your cannabis business. Competitive rates and terms for your cannabis real estate investments.

Sale-Leasebacks

Unlock cash from your owned real estate through a cannabis sale-leaseback. Reinvest that capital into expanding operations while keeping your facility.

Apply for Cannabis Loans Today - Simple Online Form

Pursue new opportunities, upgrade operations, support inventory or boost marketing efforts.
Apply today to unlock working capital that supports your goals without restrictions
Close the cash flow gap within your cannabis company or bridge the financing divide between your short-term and long-term goals.

Stay ahead of the curve - get access today!

Streamlined approval process focused on your business’s growth potential.

Name(Required)

Company(Required)

Annual Revenue(Required)

Phone(Required)

Email(Required)

Time in Business(Required)

Credit Score(Required)

Business Type(Required)

Use of Funds(Required)

Cannabis Business Loan Marketplace: Financing Your Ambitions

Upwise Capital

4.9

review us on

Trisha Smith

5 months ago

Working with Mike Kowal was truly an exceptional experience from start to finish. He was personable, highly responsive, and consistently communicative, taking the time to educate me throughout the entire process so I fully understood what was happening at every step.

What truly set Mike apart was his honesty. He reviewed multiple lender options with me in a fair, transparent way, walking me through the pros and cons of each and helping me understand every angle. He encouraged me to move forward only with what felt right for my business, never once making me feel pressured to choose him or Upwise. That level of professionalism is rare.

Mike also worked hard to build genuine personal rapport — something no other representative I spoke with did. He took the time to understand my business, explored different paths, and made sure I felt confident and comfortable throughout the decision-making process.

The follow-up from Mike and every member of his team has been above and beyond anything I’ve experienced with other lenders. Every interaction feels thoughtful, client-focused, supportive and most important- genuine. I’m incredibly grateful for the experience and would confidently recommend Mike to anyone looking for a knowledgeable, ethical, and truly client-first lending partner.

HMP Wholesale

6 months ago

Convenient and aggressively priced rates - beats the market. Craig was great at speeding up the process and making it smooth.

brandon banks

6 months ago

I was able to secure a business loan in an industry that typically has a hard time getting approved. Craig and the team at Upwise made it happen from start to finish. Professional, responsive, and results-driven. A+ experience all around!

Stephanie Terrelonge

8 months ago

Upwise Capital and Daniel Joseph were great in helping me obtain financing and grow my janitorial business. Mr. Joseph is quick, efficient and professional. Funding was complete in just a few hours. Daniel is very detailed and easy to work with. He stuck with me from beginning to end. Thank you Upwise Capital and Daniel for helping to expand my business. I appreciate all your help.

AA Fishing Charter Aquaholics Aknotymous

9 months ago

The rates for loans are horrible, and if you disagree with them, they get angry and hang up on you lol. It is clear they are in business to get the best deal for themselves, not the customer. Leo Lamb, one of their funding managers comes across like a used car salesman. When I called them out for their shady practices, he got very aggravated.

Update: Leo contacted me, and after basically insulting me concerning their prior behavior, I decided to let them run my application. After being ghosted for the day, they finally came back and denied due to another loan my business was involved in. These people get their feelings hurt way to easy to be in this business. I would not recommend this company to anyone.

Jonathan F

2 years ago

Timely efficient, def would work with again, made the processs easy

Hatchet's & More

2 years ago

ETC 4 DISPATCH Logistics

2 years ago

Absolutely great customer service. Jim is such a professional and was able to get us funding. Thanks Jim and Upwise Capital.

Nothing But Hemp

2 years ago

Donna Essner

2 years ago

Craig went above and beyond to get this deal done! I would highly recommend UpWise Capital if you're looking for a broker to get investors onboard.

Merideth Cann

2 years ago

Leo provided a very quick turn around and is a pleasure to work with !

Alba De La Cruz

2 years ago

I worked with Leo. He is very attentive and professional.

Mohamed Khanafer

3 years ago

Craig made himself available all the time, he was very attentive, professional and easy to work with. Highly recommend!

Tammy Sockwell

3 years ago

We worked with Leo for our line of credit. We are a trucking company an can be a challenge to secure financing. The process was smooth and fast funding. Our only complaint would be that Leo was a little impatience when it came to our decision making. We are very thankful for the funding and would do business with them again. Thanks,
Upwise

Sharon Johnson

3 years ago

Leo got us a line of credit loan very quickly to help with expenses we incurred during our new business building purchase.

Mike Maffei

3 years ago

You are always hesitant when working with a finance firm to borrow money to grow your company But, I highly recommend Upwise Capital. Lou and Marc went out of their way to ensure everything was taken care of. Very professional in all steps taken to secure the financing I needed. I look forward to continuing the business relationship.

Niyetroshia Thomas

4 years ago

I rarely write reviews, but my experience with Leo was absolutely. Leo was patient, knowledgeable, and extremely responsive. During a hectic work week he continued to bare with me to be sure that i had all the information I was requesting. He got me the capital I needed within one day. I highly recommend this company!

Our Clients

we love them

what our clients have to say

Joe and the team at Upwise were amazing and went above and beyond to get our deal funded. Joe pushed for us at every step of the way. They helped us secure $10MM for construction and equipment to finish the first phase of our largest cultivation facility. Being a cannabis company makes finding good debt capital very tough and I am so glad we met Upwise. Without Joe, this transaction would never have gotten done. We appreciate this partnership and see a long term, valuable relationship.

NatalieClient

Financing isn't always easy, especially for certain industries. And when the client doesn't take your initial advise on the best path forward you need a patient partner that can walk them towards that solution. Upwise did a great job in working with our client to do just that, resulting in them receiving $5.2MM in financing to achieve their ultimate business goals. And they did it with patience, understanding and solid customer service and communication. Hat tip to the team for their great work and we highly recommend them!

DarylAffiliate Partner

We were lucky to meet the Upwise team at a time where we basically gave up on funding support! In the cannabis industry, it’s almost impossible to get big banks to work with you but Joe and Frank assured us from the beginning that they’d find solutions for our company! And they did just that! Within a week Frank had us through underwriting and on our way to fully funded! After 15 years in business it was the most seamless experience! We can’t wait to continue working with Joe and his entire team!

LizClient

Joe and the Upwise team gave our company A+ customer service! We are a cannabis company that needed over $2MM in working capital quickly and they made it happen. Would definitely recommend using them.

DeniseClient