Compare Top Business Loan Options of Every Shape and Size.

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Match with the perfect small business loan for you.

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Compare Small Business Loan Options

Discover the ideal financing solution tailored to meet the unique needs of your business.

 

Loan Amount

$10K – $500K

Business Line of Credit

Get revolving funds when you need it and only pay interest on what you draw. 

Speed

As fast as 24hrs

Interest Rate

7-25%

Loan Amount

$5K – $500K

Short Term Loan

Utilize to handle unforeseen expenses, navigate through a financial downturn, fund a brief project, or seize upon a new venture.

Speed

As fast as same day

Interest Rate

7-25%

Loan Amount

$25K – $20M

Business Term Loan

A term loan offers a fixed sum of money that is repaid in scheduled installments over a predetermined period, commonly referred to as the loan term.

Speed

As fast as 2 days

Interest Rate

6-27%

Loan Amount

Up to $5M

SBA Loan

Apply for various types of SBA loans, including the SBA 7a, 504, or Express Loan, to fulfill your business financing needs.

Speed

1-3 months

Interest Rate

Prime+

Loan Amount

$5K – $5M

Equipment Financing

Obtain equipment financing for all your business needs, with options available for various industries and a wide variety of items.

Speed

As fast as 2 days

Interest Rate

As low as 4.59%

Loan Amount

$5K – $20M

Business Cash Advance

A cash advance provides businesses with expedited access to funds by borrowing against their anticipated revenue. The borrowed amount is subsequently repaid through a fixed daily percentage.

Speed

As soon as 24hrs

Factor Rate

1.10 – 1.39

Loan Amount

$100K – $10M

Account Receivable Financing

Obtain immediate cash flow by selling your purchase orders or receivables, allowing you to resume normal business operations without delay.

Speed

As fast as 24hrs

Interest Rate

As low As 3%

Loan Amount

$150K – $200M

Real Estate Financing

Secure funding for real estate ventures with flexible financing options tailored to your specific needs.

Speed

As fast as 2 weeks

Interest Rate

As low as 6%

Loan Amount

$5K – $10M

Working Capital

Obtain the funding your business needs with extra working capital, designed to provide the necessary funds for day-to-day operations, expansion, or unforeseen expenses.

Speed

As soon as 24hrs

Factor Rate

1.10-1.36

Loan Amount

$50K – $10M

Invoice Financing

Access immediate funds by leveraging your outstanding invoices. Manage cash flow efficiently and meet your business needs with this flexible financing solution.

Speed

As fast as same day

Interest Rate

7-25%

Loan Amount

$10K – $2M

Licensed Business Professional

Whether you are a licensed accountant, lawyer, architect, or another licensed professional, this financing option can assist you in managing expenses, expanding your practice, or seizing new business opportunities.

Speed

As fast as 24hrs

Interest Rate

7-25%

Loan Amount

$5K – $20M

Bad Credit Business Loans

Bad credit business loans provide funding to businesses with less-than-ideal credit histories, helping them overcome financial challenges and pursue growth opportunities.

Speed

As soon as 24hrs

Interest Rate

As low as 18%

small business financing

Why Upwise for a Business Loan

Quick & easy application

Our simple 15-minute application gets you on your way to funding quickly. Most applicants receive a fast decision within hours of applying. Then just choose your loan terms and you could have funds deposited into your account as soon as 24 hours.

Ensure you make the wise choice

Every Upwise applicant gets a dedicated funding advisor who takes the time to understand your business and it's unique needs. We are here for your support throughout the entire funding process.

Access multiple financing options

Upwise has an extensive product suite and a network of 100+ lenders. This means you're more likely to find the best match for your funding needs.

business funding

How does it work? Our Simple Process

Committed to serving you the best business loan options

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Trisha Smith profile picture
Trisha Smith
5 months ago
Working with Mike Kowal was truly an exceptional experience from start to finish. He was personable, highly responsive, and consistently communicative, taking the time to educate me throughout the entire process so I fully understood what was happening at every step.

What truly set Mike apart was his honesty. He reviewed multiple lender options with me in a fair, transparent way, walking me through the pros and cons of each and helping me understand every angle. He encouraged me to move forward only with what felt right for my business, never once making me feel pressured to choose him or Upwise. That level of professionalism is rare.

Mike also worked hard to build genuine personal rapport — something no other representative I spoke with did. He took the time to understand my business, explored different paths, and made sure I felt confident and comfortable throughout the decision-making process.

The follow-up from Mike and every member of his team has been above and beyond anything I’ve experienced with other lenders. Every interaction feels thoughtful, client-focused, supportive and most important- genuine. I’m incredibly grateful for the experience and would confidently recommend Mike to anyone looking for a knowledgeable, ethical, and truly client-first lending partner.
HMP Wholesale profile picture
HMP Wholesale
6 months ago
Convenient and aggressively priced rates - beats the market. Craig was great at speeding up the process and making it smooth.
brandon banks profile picture
brandon banks
6 months ago
I was able to secure a business loan in an industry that typically has a hard time getting approved. Craig and the team at Upwise made it happen from start to finish. Professional, responsive, and results-driven. A+ experience all around!
Upwise Capital and Daniel Joseph were great in helping me obtain financing and grow my janitorial business. Mr. Joseph is quick, efficient and professional. Funding was complete in just a few hours. Daniel is very detailed and easy to work with. He stuck with me from beginning to end. Thank you Upwise Capital and Daniel for helping to expand my business. I appreciate all your help.
The rates for loans are horrible, and if you disagree with them, they get angry and hang up on you lol. It is clear they are in business to get the best deal for themselves, not the customer. Leo Lamb, one of their funding managers comes across like a used car salesman. When I called them out for their shady practices, he got very aggravated.

Update: Leo contacted me, and after basically insulting me concerning their prior behavior, I decided to let them run my application. After being ghosted for the day, they finally came back and denied due to another loan my business was involved in. These people get their feelings hurt way to easy to be in this business. I would not recommend this company to anyone.
Jonathan F profile picture
Jonathan F
2 years ago
Timely efficient, def would work with again, made the processs easy
Hatchet's & More profile picture
Hatchet's & More
2 years ago
Absolutely great customer service. Jim is such a professional and was able to get us funding. Thanks Jim and Upwise Capital.
Nothing But Hemp profile picture
Nothing But Hemp
2 years ago
Donna Essner profile picture
Donna Essner
2 years ago
Craig went above and beyond to get this deal done! I would highly recommend UpWise Capital if you're looking for a broker to get investors onboard.
Merideth Cann profile picture
Merideth Cann
2 years ago
Leo provided a very quick turn around and is a pleasure to work with !
Alba De La Cruz profile picture
Alba De La Cruz
2 years ago
I worked with Leo. He is very attentive and professional.
Mohamed Khanafer profile picture
Mohamed Khanafer
3 years ago
Craig made himself available all the time, he was very attentive, professional and easy to work with. Highly recommend!
Tammy Sockwell profile picture
Tammy Sockwell
3 years ago
We worked with Leo for our line of credit. We are a trucking company an can be a challenge to secure financing. The process was smooth and fast funding. Our only complaint would be that Leo was a little impatience when it came to our decision making. We are very thankful for the funding and would do business with them again. Thanks,
Upwise
Sharon Johnson profile picture
Sharon Johnson
3 years ago
Leo got us a line of credit loan very quickly to help with expenses we incurred during our new business building purchase.
Mike Maffei profile picture
Mike Maffei
3 years ago
You are always hesitant when working with a finance firm to borrow money to grow your company But, I highly recommend Upwise Capital. Lou and Marc went out of their way to ensure everything was taken care of. Very professional in all steps taken to secure the financing I needed. I look forward to continuing the business relationship.
I rarely write reviews, but my experience with Leo was absolutely. Leo was patient, knowledgeable, and extremely responsive. During a hectic work week he continued to bare with me to be sure that i had all the information I was requesting. He got me the capital I needed within one day. I highly recommend this company!

With our broad range of products, we will tailor fit the best small business loan that aligns with your business and its goals. 

What You Need to Qualify

See if your business meets the minimum working capital requirements.