PRODUCT SUITE
With our broad range of products, we will tailor fit the best small business loan that aligns with your business and it’s goals. See below the financing products we offer and click the link to learn more about our small business loans.
Our revolving Line of Credit Products, allow you to draw funds whenever you need it, and pay it back early to receive huge savings on interest. You can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line.
Loan Amount
$5K – $250K
Term
6 Months to 2 Years
Interest Rate
7 % – 25 %
Speed
As Fast As Same Day

Guaranteed by the Small Business Administration, we offer multiple SBA programs. Traditional banks can takes months to get decisions and actually receive your funds. Upwise can be as quick as 2 weeks. Interest rates starting at 6.75%.
Loan Amount
$5K – $5M
Term
5-25 Years
Interest Rate
Starting at 6.75 %
Speed
As Fast As 2 Weeks

Upwise will finance up to 100% of your new or used equipment purchase. Equipment Financing is fast and easy way to get the funds needed for equipment – vehicles, machinery, computers, supplies, signage, trucks, tools, or whatever else you need.
Loan Amount
Up to 100% of Equipment Value
Term
1 – 8 Years or Expected Life of Equipment
Interest Rate
As Low As 4 %
Speed
As Fast As 2 Days

Just like with a traditional bank loan, with a traditional-term business loan, you are lent a lump sum dollar amount upfront, which you pay back + interest, over a set period of time.
Loan Amount
$25K – $25MM
Term
1 – 5 Years
Interest Rate
4.99% – 24.99%
Speed
As Fast As 2 Days

A Short Term Loan is usually less than one year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.
Loan Amount
$5K – $5MM
Term
3 Months – 2 Years
Interest Rate
9.99% – 35.99%
Speed
As Fast As Same Day

Invoice financing lets you use invoices to get fronted a portion of the invoice amount. The remaining percent (usually 20%) is held until the invoice is paid.
Loan Amount
Up to 90% of Invoice Amount
Term
Varies Based on When Customer Pays Invoice
Factor Rate
8 % – 30 %
Speed
As Fast As Same Day

Working Capital Loans, Bridge Loans, or Merchant Cash Advances are quick and easy funding option for all businesses, no matter your industry or use of funds.
Loan Amount
$5K – $5MM
Term
3 Months – 18 Months
Factor Rate
1.10 – 1.36
Speed
As Fast As Same Day

A Short Term Loan is usually short term, less than a year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.
Loan Amount
$100K – $10MM
Term
Varies Based on When Customer Pays Invoice
Interest Rate
Under 18 %
Speed
As Fast As Same Day
Real Estate Loans leverage your assets, whether it is residential or commercial property, the asset is used as collateral and is generally required that the company is both stable and has real estate that is able to be financed.
Loan Amount
Up to 100% LTV (Loan to Value)
Term
1 – 30 Years
Interest Rate
Start As Low As 7.99 %
Speed
As Fast As 5 Business Days

Are you Interested? Don’t wait and Apply now!
Upwise Capital offers a number of Line of Credit Products to help your business grow.
How does it work?
Application: Connect with Upwise
Apply Online or Call us on the Phone @ (917) 444-3959.
The first discussion is very import to discuss your business and it’s goals to determine which small business financing is best for you .
Underwriting & Approval: Review Your Options
Our professional team will analyze and present the funding options available for your business. We will custom tailor the products to fit your business financing needs.
Get Your Funds: Sign Contracts
Our funding specialist will walk you through every step of the closing process, which includes executed contracts and closing documents.
Congratulations – You’ve Been Funded by Upwise!


We empower people to implement ideas & grow
Upwise has the newest ways and options to help you rise and become more successful.
Let us guide you to make wise decisions.