Cannabis Sale Leaseback
- Access significant capital to fund business expansion, such as opening new dispensaries or cultivation facilities.
- Acts as a safety net for emergencies or opportunities, with no obligation to use it.
- Hire additional staff, including experienced cultivators, extraction specialists, and sales professionals, to support your growing operation.
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What is a Cannabis Sale-Leaseback?
A cannabis sale & leaseback is when a company sells their real estate to a lender or investor for cash to use for operational costs. The property is then leased back, like a typical lease agreement to the Cannabis company, as a tenant. The money you get immediately from the sale, can be used to grow your business, as opposed to being tied up in your real estate equity.
Cannabis Sale-Leaseback Details
10% - 16% on total investment
10 to 20 Years
30 to 60 Days
Up to $50 Million
Cannabis Sale-Leaseback Pros vs Cons
PROS
Get Cash Out of Real Estate for Business Operations
Flexible Capital is Available Whenever you need it
Great Lease Terms – Operate from the Same Location
CONS
May Require Updated Documents Before Each Draw
Can Require Collateral or Personal Guarantee
May Have Short Term Repayments
How does a Cannabis Sale Leaseback Work?
What exactly does it entail?
A cannabis sale leaseback is a financing arrangement that allows cannabis business owners to unlock the value of their real estate assets while continuing to operate from the same location. In this transaction, the owner sells their property to an investor or a specialized financing company, such as Upwise Capital, and then leases it back for an agreed-upon term. This innovative solution provides cannabis entrepreneurs with immediate access to capital that can be used to fuel growth, expand operations, or invest in new opportunities.
The process typically begins with a property evaluation, where the financing company assesses the value of the cannabis real estate and offers a fair market price. Once the sale price is agreed upon, the two parties work together to structure a lease agreement that aligns with the business’s specific needs and objectives. This agreement outlines the lease term, rental payments, and any other relevant terms and conditions. Upon completion of due diligence and necessary approvals, the sale is finalized, and the cannabis business owner receives the agreed-upon capital.
After the sale leaseback transaction is complete, the cannabis business continues to operate from the same location, maintaining full control over its day-to-day operations. The business owner becomes a tenant, paying rent to the financing company according to the lease agreement. This arrangement allows the cannabis business to benefit from the capital injection while retaining the ability to use the property for its intended purpose. At the end of the lease term, the business owner may have the opportunity to repurchase the property or explore other options based on their business needs and goals.
Who Qualifies for a Cannabis Sale-Leaseback?
Would your Cannabis Related Business (CRB) or Marijuana Related Business (MRB) be eligible for a sale-leaseback?
First, you must own a property, that you are likely operating your cannabis business out of currently.  We focus on well capitalized business operators with a successful track record. An investor who engages in a sale-leaseback transaction will want to ensure you have a good payment history and track record. Â
Cannabis Sale-Leaseback Requirements
positive payments
over 500+
over $175K
6+ Months
* Note: These sale leaseback requirements are based on previous Upwise customers and is just an average.
Achieve Financial Independence through Cannabis Sale Leasebacks
What truly set Mike apart was his honesty. He reviewed multiple lender options with me in a fair, transparent way, walking me through the pros and cons of each and helping me understand every angle. He encouraged me to move forward only with what felt right for my business, never once making me feel pressured to choose him or Upwise. That level of professionalism is rare.
Mike also worked hard to build genuine personal rapport — something no other representative I spoke with did. He took the time to understand my business, explored different paths, and made sure I felt confident and comfortable throughout the decision-making process.
The follow-up from Mike and every member of his team has been above and beyond anything I’ve experienced with other lenders. Every interaction feels thoughtful, client-focused, supportive and most important- genuine. I’m incredibly grateful for the experience and would confidently recommend Mike to anyone looking for a knowledgeable, ethical, and truly client-first lending partner.
Update: Leo contacted me, and after basically insulting me concerning their prior behavior, I decided to let them run my application. After being ghosted for the day, they finally came back and denied due to another loan my business was involved in. These people get their feelings hurt way to easy to be in this business. I would not recommend this company to anyone.
Upwise
What does a Cannabis Sale-Leaseback cost?
A cannabis sale leaseback is a powerful financing tool that allows cannabis business owners to access the capital they need to grow and thrive. Unlike traditional loans or lines of credit, a sale leaseback enables you to unlock the equity in your real estate assets, providing a significant injection of funds into your business. This capital can be used to expand operations, purchase inventory, invest in new equipment, or seize other growth opportunities in the rapidly evolving cannabis industry.
How do you know whether a sale leaseback will make sense for your cannabis related business?
When considering whether a cannabis sale leaseback is right for your business, it’s important to weigh the long-term benefits against the costs. While a sale leaseback may have a higher upfront cost than a traditional loan, it offers unmatched flexibility and the ability to access significant amounts of capital without putting your personal assets at risk. Additionally, because you are leasing the property back from the investor, you can structure the lease agreement to align with your business’s unique needs and goals.
Ultimately, a cannabis sale leaseback is a powerful tool for business owners who want to take their operations to the next level. By unlocking the equity in your real estate assets and partnering with a trusted provider like Upwise Capital, you can access the capital you need to seize opportunities, overcome challenges, and build a thriving cannabis business. Whether you’re looking to expand your cultivation facilities, open new dispensaries, or invest in cutting-edge technology, a sale leaseback can provide the financial flexibility and support you need to succeed in this exciting and rapidly growing industry.
Apply for a Cannabis Loan Now.
- Access significant capital to fund business expansion, such as opening new dispensaries or cultivation facilities.
- Apply today to unlock working capital that supports your goals without restrictions
- Hire additional staff, including experienced cultivators, extraction specialists, and sales professionals, to support your growing operation.
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Documents You'll Need to Apply
Driver’s License
Voided Business Check
Business Bank Statements (Last 4 Months)
Credit Score
You may also be requested to provide the following for larger dollar amounts over $100K:
Balance Sheet
Profit & Loss Statements
Business Tax Returns
Personal Tax Returns
As the cannabis industry continues to evolve alongside changing state laws permitting medical or recreational use, marijuana businesses face unique challenges securing funding from traditional sources due to federal prohibition and concerns around cash-related businesses. At Upwise, we understand the specialized needs of the cannabis market and are pioneering new financing solutions, such as cannabis sale leasebacks, to fuel your growth. Our cannabis sale leasebacks provide the capital needed to purchase new equipment, upgrade facilities, enter new markets, or cover bridge loans while awaiting licensing approval, all while allowing you to maintain operational control of your real estate assets.
Credit unions and private investors partner with us to conduct rigorous due diligence on each client’s cannabis products, business plan, and real estate loans before approving competitive funding for expansions, inventory, and other core operational expenses. Whether you cultivate, process or distribute medical marijuana, CBD products or recreational cannabis, we are committed to working with equipment manufacturers and the industry to ensure cannabis entrepreneurs have access to compliant business funding and purchasing power through options like cannabis sale leasebacks. Contact us to learn how our specialized marijuana business loans and cannabis sale leaseback solutions can help scale your operations and provide the financial freedom to realize your full potential in this evolving industry.
Uses for a Cannabis Sale Leaseback
Choosing a cannabis sale leaseback offers a host of compelling benefits for your business. One of the most significant advantages is the immediate access to capital that a sale leaseback provides. By unlocking the equity in your real estate assets, you can inject a substantial amount of funds into your business, enabling you to pursue growth opportunities, expand operations, or invest in new ventures. This capital injection can be transformative, giving you the financial resources to take your cannabis business to new heights.
Find the Perfect Fit for Your Cannabis Business
Moreover, a cannabis sale leaseback allows you to convert your real estate ownership into a more manageable lease arrangement. This transition can significantly improve your cash flow by reducing your monthly expenses and freeing up capital that would otherwise be tied up in property ownership. By leasing your property back from the investor, you maintain operational control and continuity while benefiting from enhanced financial flexibility. This flexibility empowers you to allocate your resources more strategically, focusing on core business activities and initiatives that drive growth and profitability.
Benefits of a Cannabis Sale Leaseback
Most traditional business loans and funding options are loans tailored towards meeting specific business needs.
Immediate Capital Injection
Unlock the equity in your real estate and receive a lump sum of capital to invest in your cannabis business growth.
Improved Cash Flow
By converting your real estate asset into a lease, you can reduce your monthly expenses and improve your overall cash flow.
Flexibility
Tailor your lease terms to fit your specific business needs, with options for long-term or short-term agreements.
Retain Control
Continue to operate your cannabis business from the same location without disruption, while benefiting from the financial advantages of a sale leaseback.
Debt-Free Financing
Sale leaseback financing is not a loan, so it does not appear on your balance sheet as debt, improving your financial ratios and creditworthiness.
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A Cannabis Sale Leaseback
Why Choose a Cannabis Sale Leaseback?
Choosing a cannabis sale leaseback offers a multitude of benefits for businesses in the industry. This innovative financing solution allows you to unlock the equity tied up in your cannabis real estate, providing an immediate influx of capital to fuel your growth, expand operations, or invest in new opportunities. By converting your real estate ownership into a lease, you can improve your cash flow, reduce debt, and enhance your financial flexibility. A sale leaseback also enables you to continue operating your business from the same location without disruption, while benefiting from the expertise and support of a trusted partner like Upwise Capital. With our deep understanding of the cannabis industry and tailored financing solutions, we can help you maximize the value of your real estate assets and achieve your long-term business objectives. Choosing a cannabis sale leaseback empowers you to focus on what matters most – growing your business and seizing the opportunities in this dynamic and rapidly evolving industry.
Sow the Seeds of Success with Our Cannabis Sale Leaseback Options
At Upwise Capital, we understand the unique challenges and opportunities facing cannabis businesses in today’s rapidly evolving market. Our sale leaseback financing solutions are designed to provide you with the capital, flexibility, and support you need to thrive in this dynamic industry. By partnering with us, you can unlock the full potential of your real estate assets and access the resources necessary to achieve your growth objectives.
Don’t let limited access to capital hold you back from realizing your vision. Contact the Upwise Capital team today to learn more about how our cannabis sale leaseback program can help you cultivate success. Our experienced professionals are ready to guide you through the process, answer your questions, and develop a customized financing solution that aligns with your unique business needs. Take the first step towards fueling your growth and unlocking your potential with Upwise Capital’s sale leaseback financing. Call us now at (646) 837-5522 or visit our website to get started.
Why Upwise for a Cannabis Sale-Leaseback
Quick & easy application
Our simple 15-minute application gets you on your way to funding quickly. Most applicants receive a fast decision within hours of applying. Then just choose your loan terms and you could have funds deposited into your account as soon as 24 hours.
Ensure you make the wise choice
Every Upwise applicant gets a dedicated funding advisor who takes the time to understand your business and it's unique needs. We are here for your support throughout the entire funding process.
Access multiple financing options
Upwise has an extensive product suite and a network of 100+ lenders. This means you're more likely to find the best match for your funding needs.
