Industries We Finance -  Tailored to Your Needs.

Finding the right small business funding options to meet your industry specific needs is simple with Upwise.  See which business loan options are the best for your specific industry.

Funding for Specific Industries

Who We Serve

Accounting Firm Business Loans

Commercial Trucking Business Loans

Manufacturing Business Loans

Construction Industry Business Loans

Healthcare Business Loans

Liquor Store Business Loans

Convenience Store Business Loans

Auto Repair Business Loans

Cannabis Business Loans

Restaurant Business Loans

Advertising & Marketing Business Loans

Gas Station Business Loans

See All Industries
  • Accounting Firm Business Loans

  • Advertising & Marketing Business Loans

  • Auto Repair Business Loans

  • Agriculture Business Loans

  • Beauty Salon & Wellness Business Loans

  • Business Loans for Architects

  • Business Loans for General Contractor

  • CBD Business Loans

  • Chiropractor Business Loans

  • Cleaning Services Business Loans

  • Cannabis Business Loans

  • Carpenter Business Loans

  • Convenience Store Business Loans

  • Computer Repair Business Loans

  • Daycare Business Loans

  • Dental Practice Business Loans

  • Dispensary Funding

  • Electrical & Electrician Business Loans

  • Food & Beverage Business Loans

  • Gardening & Landscaping Business Loans

  • Gym & Fitness Business Loans

  • Graphic Design Business Loans

  • E-Commerce Business Loans

  • Hardware Store Business Loans

  • HVAC Business Loans

  • Insurance Agency Business Loans

  • Law Firm Business Loans

  • IT Services Business Loans

  • Marine & Marina Business Loans

  • Marijuana Business Loans

  • Manufacturing Business Loans

  • Medical Practice Business Loans

  • Motion Picture & Production Business Loans

  • Moving Services Business Loans

  • Pharmacy Business Loans

  • Pet & Grooming Business Loans

  • Plumbing & Plumber Business Loans

  • Printing Business Loans

  • Real Estate Agent Business Loans

  • Restaurant Business Loans

  • Retail Business Loans

  • Security Company Business Loans

  • Solar Company Business Loans

  • Senior Care & Assisted Living Business Loans

  • Veterinary Business Loans

Financing for Specific Industries

Equipment Financing & Leasing

Office Equipment Financing & Leasing

Commercial Fleet Vehicle Financing

Medical Equipment Financing & Leasing

Construction Equipment Financing

Restaurant Equipment Financing

Gym Equipment Financing & Leasing

Landscaping Equipment Financing

Automotive Repair Equipment Financing & Leasing

See All Financing Industries
  • Automotive Repair Equipment Leasing

  • Agricultural Equipment Financing

  • Beauty Salon Equipment Financing

  • Cannabis Equipment Financing

  • CBD Equipment Financing

  • Cleaning Equipment Financing

  • Corporate Aircraft Financing

  • Commercial Fleet Vehicle Financing

  • Computer Leasing & Financing

  • Construction Equipment Financing

  • Convenience Store Inventory Financing

  • Dental Equipment Financing & Leasing

  • Dispensary Equipment Financing

  • Electrical Equipment Financing

  • Farm Equipment Financing & Leasing

  • Food & Beverage Equipment Loans

  • Gym Equipment Loans & Financing

  • Heavy Equipment Financing

  • Heavy Equipment Financing

  • Liquor Store Inventory Financing

  • Landscaping Equipment Financing

  • Marine Equipment Financing

  • Marijuana Equipment Financing

  • Manufacturing Equipment Financing & Leasing

  • Medical Equipment Financing

  • Motion Picture Equipment Leasing

  • Pet Grooming Equipment Loans

  • Plumbing & Plumber Business Loans

  • Printers & Printing Equipment Financing

  • Restaurant Equipment Financing

  • Retail Equipment Financing

  • Solar Equipment Financing

  • Healthcare Equipment Financing

  • Veterinary Equipment Financing & Leasing

Excellent Rating
5/5
5 Star Reviews on Google
5/5
5.0 Score on BestCompany
5/5
Verified
5/5

How to Apply for a Business Loan

Funding Solutions
to Boost your Success

Small business loans are easy to secure.  It only takes a few minutes to apply, and Upwise will present you with options.

Applying won’t impact your credit score.

retail business loan - retail business financing - inventory financing
Upwise Owl Eyes

Why Upwise

Compare Business Loan Options

Max Loan Amount

$25K to $20MM

Profitability

Shown on Tax Returns

Loan Term

5 to 30 Years

Credit Score

620+

Interest Rate

7 % - 30 %

Time in Business

Greater than 2 Years

Speed

As Fast As 2 Days

Annual Revenue

Over $200K

Term Loan

A traditional business term loan is a lump sum of capital that you pay back with regular repayments at a fixed interest rate.  The “term” in “term loan” comes from its set repayment term length, which will typically be one to five years long. Most business owners use the proceeds of term loans to finance a specific, one-off investment for their small business.

Loan Amount

$5K to $250K

Unsecured Line of Credit

Loan Amount

$100K to $10MM

Secured Line of Credit

Loan Term

6 Months to 2 Years

Credit Score

500+

Secured Line of Credit: 620+

Interest Rate

7 % - 25 %

Time in Business

Greater than 1 Year

Speed

As Fast As Same Day

Annual Revenue

$150K+

Business Line of Credit

A revolving business line of credit gives access to a pool of funds to draw from when a business owner needs capital. Unlike a traditional business loan, you have the flexibility to borrow up to a set amount, repaying only the amount you withdraw, plus interest.

Max Loan Amount

100% of Equipment Value

History

Good Financial History

and Tradelines

Loan Term

1 to 8 Years

or Expected Life of Equipment

Credit Score

500+

Interest Rate

As Low As 4 %

Time in Business

6 Months +

Start Ups Encouraged to Apply

Speed

As Fast As 2 Days

Annual Revenue

100K+

Equipment Financing

Equipment financing helps you finance up to 100% of the new or used equipment you need for your business. A fast and easy way to finance the purchase of all types of equipment.  With a secured loan against your equipment, you can take advantage of the equity in your existing equipment, or use newly-purchased equipment as collateral.

Max Loan Amount

Up to 100% of Invoice Amount

Invoices

From Credible Clients

Repayment

When Customer Pays Invoice

Credit Score

Over 600+

Factor Rate

8 % - 30 %

Time in Business

Greater than 1 Year

Speed

As Fast As Same Day

Annual Revenue

150K+

Invoice Financing

Invoice financing is a type of asset-based financing that allows business owners to free up unpaid invoices. With invoice financing, you can get a fast advance of about 85% of the value of your invoices, with most of the other 15% paid to you later.

Loan Amount

$5K to $5MM

History

Positive Payment History

Loan Term

3 Months to 2 Years

Credit Score

500+

Interest Rate

9.99 % - 24.99%

Time in Business

6 Months +

Speed

As Fast As Same Day

Annual Revenue

120K+

Short Term Loan

Short-term business loans are lump-sum loans that are designed to be paid back in less than 18 months. They can be a flexible financial tool, best used for financing short-term needs—including managing cash flow, dealing with unexpected needs for extra cash, bridging larger financing options, paying off expensive debt, or taking advantage of unforeseen business opportunities.

Loan Amount

$5K to $5MM

History

Positive Payment History

Loan Term

3 to 18 Months

Credit Score

500+

Factor Rate

1.10 - 1.36

Time in Business

Greater than 3 Months

Speed

As Fast As Same Day

Annual Revenue

120K+

Working Capital Bridge Loan

With this product, you are advanced cash in exchange for a percentage of your daily credit card and debit card sales, or your monthly revenue. Working Capital can be a quick and easy way to get a business cash advance with no need for collateral, even if you don’t have a good credit score.

Loan Amount

$5K to $5MM

Loan Amount

$350K

SBA 7(a) Small & Express Loans

Loan Term

5 to 30 Years

Credit Score

650+

Interest Rate

Starting at 6.75 %

Time in Business

Greater than 2 Years

Speed

As Fast As 2 Weeks

Annual Revenue

Over $200K

SBA Loan

SBA loans are the government-backed loans your business needs.  The U.S. Small Business Administration (SBA) is a federal agency designed solely to help small businesses get the funds they need. The SBA doesn’t actually lend you any cash, yet it establishes guidelines and guarantees portions of those loans by an approved SBA lender. 

Max Loan Amount

$150K to $200MM

Collateral

Valued Over $150K

Loan Term

1 to 30 Years

Credit Score

620+

Interest Rate

6 % - 12 %

Time in Business

Greater than 3 Years

Speed

As Fast As 2 Weeks

Annual Revenue

Over 200K+

Real Estate Financing

An asset-based loan is secured by assets instead of emphasizing cash flow, which is typically real estate or whatever assets a business has on its balance sheet.  Lender will use collateral which can be quickly and easily liquidated. Assets can also be accounts receivables, equipment, land, crop, purchase orders and inventory. Asset backed loans secured by collateral offered by Upwise are most often structured as term loans and revolving lines of credit.