What Makes Upwise the Wise Decision for your Business
Many of our products report payments to the business credit bureaus so that your on-time payments help build your business credit.

OUR PRINCIPLES
Created to support and empower small businesses, Upwise Capital is 100% committed to serving our clients with the wisest financing solutions and world-class service. Upwise is the flexible financing service that business owners everywhere can always rely on. With many years of experience in the financial industry, our expert funding advisors will custom tailor the best solution to fit your business needs.
01
Faster Than The Banks
Applying for a business loan from a bank takes 26 hours on average. You’ve got better things to do. Our process takes less than 10 minutes.
02
Custom Tailored Funding
No matter your businesses needs, we have the right financing option for you.
03
A Personable Experience
Have a question? Not a problem! We’re here to help. You’ll get a dedicated funding advisor to help you navigate our easy funding process.
Apply Now, to see what products your business qualifies for!
PRODUCT SUITE
With our broad range of products, Upwise will have best program that aligns with your business and it’s goals. See below the products we offer and click the link to Learn More.
Our revolving Line of Credit Products, allow you to draw funds whenever you need it, and pay it back early to receive huge savings on interest. You can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line.
Loan Amount
$5K – $250K
Term
6 Months to 2 Years
Interest Rate
7 % – 25 %
Speed
As Fast As Same Day

Guaranteed by the Small Business Administration, we offer multiple SBA programs. Traditional banks can takes months to get decisions and actually receive your funds. Upwise can be as quick as 2 weeks. Interest rates starting at 6.75%.
Loan Amount
$5K – $5M
Term
5-25 Years
Interest Rate
Starting at 6.75 %
Speed
As Fast As 2 Weeks

Upwise will finance up to 100% of your new or used equipment purchase. Equipment Financing is fast and easy way to get the funds needed for equipment – vehicles, machinery, computers, supplies, signage, trucks, tools, or whatever else you need.
Loan Amount
Up to 100% of Equipment Value
Term
1 – 8 Years or Expected Life of Equipment
Interest Rate
As Low As 4 %
Speed
As Fast As 2 Days

Just like with a traditional bank loan, with a traditional-term business loan, you are lent a lump sum dollar amount upfront, which you pay back + interest, over a set period of time.
Loan Amount
$25K – $25MM
Term
1 – 5 Years
Interest Rate
4.99% – 24.99%
Speed
As Fast As 2 Days

A Short Term Loan is usually less than one year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.
Loan Amount
$5K – $5MM
Term
3 Months – 2 Years
Interest Rate
9.99% – 35.99%
Speed
As Fast As Same Day

Invoice financing lets you use invoices to get fronted a portion of the invoice amount. The remaining percent (usually 20%) is held until the invoice is paid.
Loan Amount
Up to 90% of Invoice Amount
Term
Varies Based on When Customer Pays Invoice
Factor Rate
8 % – 30 %
Speed
As Fast As Same Day

Working Capital Loans, Bridge Loans, or Merchant Cash Advances are quick and easy funding option for all businesses, no matter your industry or use of funds.
Loan Amount
$5K – $5MM
Term
3 Months – 18 Months
Factor Rate
1.10 – 1.36
Speed
As Fast As Same Day

A Short Term Loan is usually short term, less than a year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.
Loan Amount
$100K – $10MM
Term
Varies Based on When Customer Pays Invoice
Interest Rate
Under 18 %
Speed
As Fast As Same Day
Real Estate Loans leverage your assets, whether it is residential or commercial property, the asset is used as collateral and is generally required that the company is both stable and has real estate that is able to be financed.
Loan Amount
Up to 100% LTV (Loan to Value)
Term
1 – 30 Years
Interest Rate
Start As Low As 7.99 %
Speed
As Fast As 5 Business Days
Apply Today!
Tell us about your business and it’s funding needs, so we can tailor fit our financing products to meet them.
