What Makes Upwise the Wise Decision for your Business

OUR PRINCIPLES

Created to support and empower small businesses, Upwise Capital is 100% committed to serving our clients with the wisest financing solutions and world-class service. Upwise is the flexible financing service that business owners everywhere can always rely on.  With many years of experience in the financial industry, our expert funding advisors will custom tailor the best solution to fit your business needs. 

01

Faster Than The Banks

Applying for a business loan from a bank takes 26 hours on average. You’ve got better things to do. Our process takes less than 10 minutes.

02

Custom Tailored Funding

No matter your businesses needs, we have the right financing option for you.


03

A Personable Experience

Have a question? Not a problem! We’re here to help.  You’ll get a dedicated funding advisor to help you navigate our easy funding process.

$ 100
Cost to Apply
0 +
Industries We Finance
0 +
Products We Offer
$ 0 M
Max Loan Amount

Apply Now, to see what products your business qualifies for!

PRODUCT SUITE

With our broad range of products, Upwise will have best program that aligns with your business and it’s goals. See below the products we offer and click the link to Learn More.

LOC Icon

Our revolving Line of Credit Products, allow you to draw funds whenever you need it, and pay it back early to receive huge savings on interest.  You can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line.

Loan Amount

$5K – $250K

Term

6 Months to 2 Years

Interest Rate

7 % – 25 %

Speed

As Fast As Same Day

SBA Loan

Guaranteed by the Small Business Administration, we offer multiple SBA programs. Traditional banks can takes months to get decisions and actually receive your funds. Upwise can be as quick as 2 weeks.  Interest rates starting at 6.75%.

Loan Amount

$5K – $5M

Term

5-25 Years

Interest Rate

Starting at 6.75 %

Speed

As Fast As 2 Weeks

equipment icon

Upwise will finance up to 100% of your new or used equipment purchase.   Equipment Financing is fast and easy way to get the funds needed for equipment – vehicles, machinery, computers, supplies, signage, trucks, tools, or whatever else you need.

Loan Amount

Up to 100% of Equipment Value

Term

1 – 8 Years or Expected Life of Equipment

Interest Rate

As Low As 4 %

Speed

As Fast As 2 Days

Just like with a traditional bank loan, with a traditional-term business loan, you are lent a lump sum dollar amount upfront, which you pay back + interest, over a set period of time.

Loan Amount

$25K – $25MM

Term

1 – 5 Years

Interest Rate

4.99% – 24.99%

Speed

As Fast As 2 Days

A Short Term Loan is usually less than one year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.

Loan Amount

$5K – $5MM

Term

3 Months – 2 Years

Interest Rate

9.99% – 35.99%

Speed

As Fast As Same Day

Invoice financing lets you use invoices to get fronted a portion of the invoice amount. The remaining percent (usually 20%) is held until the invoice is paid.

Loan Amount

Up to 90% of Invoice Amount

Term

Varies Based on When Customer Pays Invoice

Factor Rate

8 % – 30 %

Speed

As Fast As Same Day

Working Capital Loans, Bridge Loans, or Merchant Cash Advances are quick and easy funding option for all businesses, no matter your industry or use of funds.

Loan Amount

$5K – $5MM

Term

3 Months  – 18 Months

Factor Rate

1.10 – 1.36

Speed

As Fast As Same Day

A Short Term Loan is usually short term, less than a year. In most cases, it’s used until a person or company secures permanent financing or removes an existing obligation.

Loan Amount

$100K – $10MM

Term

Varies Based on When Customer Pays Invoice

Interest Rate

Under 18 %

Speed

As Fast As Same Day

Real Estate Loans leverage your assets, whether it is residential or commercial property, the asset is used as collateral and is generally required that the company is both stable and has real estate that is able to be financed. 

Loan Amount

Up to 100% LTV (Loan to Value)

Term

1 – 30 Years

Interest Rate

Start As Low As 7.99 %

Speed

As Fast As 5 Business Days

Apply Now Below

Tell us about your business and it’s funding needs, so we can tailor fit our financing products to meet them.

INTERESTED IN FUNDING? DON'T WAIT - APPLY NOW!

Our Awesome Clients