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Provide us with some basic information to see which loans and how much funding you qualify for.

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Are you financing a vineyard or winery?  Vineyard financing typically depends on the land pricing, site evaluation, financial position, management ability and financial strength of the owners or entities involved.  Winery financing typically revolves around operating, equipment, real estate and construction loans to finance the facility used for wine-making production or inventory.

Owning a winery or vineyard requires a great amount of passion, persistence and expertise.  We appreciate the work you’ve done to get to this point.  For any winery or vineyard to be successful, you must acquire or grow quality grapes and produce new and fresh wines that satisfy the palates of today’s wine consumers.  Focusing on these essentials requires experience and time, which is why you need to work with finance partners like Upwise who know your industry best. 

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Wine Industry Financing

can be used for 
Equipment.
Inventory.
Cash Flow.
Purchases.
Product.

When you think of wine production in the United States, of course the hills of Napa Valley, California are some of the first images that come to mind. This small, but mighty wine producing area has become synonymous with the art of winemaking in the U.S.  

But America’s history of wine-making started in other, lesser known regions. Between the 1560’s and the 1650’s, wines were produced in Virginia, Florida, Texas, Arizona and New Mexico.  In the U.S., the first commercial winery was established in the early 1800’s in Cincinnati, Ohio and produced a sparkling wine from native Catawba grapes.

Winery Services Available From Upwise

Loan Amount

$5K to $250K

Unsecured Line of Credit

Loan Amount

$100K to $10MM

Secured Line of Credit

Loan Term

6 Months to 2 Years

Credit Score

500+

Secured Line of Credit: 620+

Interest Rate

7 % - 25 %

Time in Business

Greater than 1 Year

Speed

As Fast As Same Day

Annual Revenue

$150K+

Business Line of Credit

A revolving business line of credit gives access to a pool of funds to draw from when a business owner needs capital. Unlike a traditional business loan, you have the flexibility to borrow up to a set amount, repaying only the amount you withdraw, plus interest.