Are you financing a vineyard or winery? Vineyard financing typically depends on the land pricing, site evaluation, financial position, management ability and financial strength of the owners or entities involved. Winery financing typically revolves around operating, equipment, real estate and construction loans to finance the facility used for wine-making production or inventory.
Owning a winery or vineyard requires a great amount of passion, persistence and expertise. We appreciate the work you’ve done to get to this point. For any winery or vineyard to be successful, you must acquire or grow quality grapes and produce new and fresh wines that satisfy the palates of today’s wine consumers. Focusing on these essentials requires experience and time, which is why you need to work with finance partners like Upwise who know your industry best.
When you think of wine production in the United States, of course the hills of Napa Valley, California are some of the first images that come to mind. This small, but mighty wine producing area has become synonymous with the art of winemaking in the U.S.
But America’s history of wine-making started in other, lesser known regions. Between the 1560’s and the 1650’s, wines were produced in Virginia, Florida, Texas, Arizona and New Mexico. In the U.S., the first commercial winery was established in the early 1800’s in Cincinnati, Ohio and produced a sparkling wine from native Catawba grapes.
Unsecured Line of Credit
Secured Line of Credit
Secured Line of Credit: 620+
A revolving business line of credit gives access to a pool of funds to draw from when a business owner needs capital. Unlike a traditional business loan, you have the flexibility to borrow up to a set amount, repaying only the amount you withdraw, plus interest.
SBA 7(a) Small & Express Loans
SBA loans are the government-backed loans your business needs. The U.S. Small Business Administration (SBA) is a federal agency designed solely to help small businesses get the funds they need. The SBA doesn’t actually lend you any cash, yet it establishes guidelines and guarantees portions of those loans by an approved SBA lender.
and Tradelines
or Expected Life of Equipment
Start Ups Encouraged to Apply
Equipment financing helps you finance up to 100% of the new or used equipment you need for your business. A fast and easy way to finance the purchase of all types of equipment. With a secured loan against your equipment, you can take advantage of the equity in your existing equipment, or use newly-purchased equipment as collateral.
A traditional business term loan is a lump sum of capital that you pay back with regular repayments at a fixed interest rate. The “term” in “term loan” comes from its set repayment term length, which will typically be one to five years long. Most business owners use the proceeds of term loans to finance a specific, one-off investment for their small business.
Short-term business loans are lump-sum loans that are designed to be paid back in less than 18 months. They can be a flexible financial tool, best used for financing short-term needs—including managing cash flow, dealing with unexpected needs for extra cash, bridging larger financing options, paying off expensive debt, or taking advantage of unforeseen business opportunities.
Invoice financing is a type of asset-based financing that allows business owners to free up unpaid invoices. With invoice financing, you can get a fast advance of about 85% of the value of your invoices, with most of the other 15% paid to you later.
With this product, you are advanced cash in exchange for a percentage of your daily credit card and debit card sales, or your monthly revenue. Working Capital can be a quick and easy way to get a business cash advance with no need for collateral, even if you don’t have a good credit score.
Accounts Receivable Financing, is a type of asset-based financing that allows business owners to free up unpaid receivables. With A/R financing, you’re advanced fast cash collateralized by approximately 85% of your account receivables, giving you an excellent way to put that money back into your business.
An asset-based loan is secured by assets instead of emphasizing cash flow, which is typically real estate or whatever assets a business has on its balance sheet. Lender will use collateral which can be quickly and easily liquidated. Assets can also be accounts receivables, equipment, land, crop, purchase orders and inventory. Asset backed loans secured by collateral offered by Upwise are most often structured as term loans and revolving lines of credit.
Apply online in just a few minutes or call us directly to apply over the phone at (646) 837-5522, its your choice.
Our system evaluates your business and typically provides a decision within hours. Approvals for certain products may take up to 24-48 hours.
Sign your contract, submit closing documents and receive funds into your account via wire transfer or ACH. Available as soon as same day.
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